Buy to let: What is the minimum rent needed for a BTL mortgage?

Calculator: How much rent do I need to cover a BTL mortgage?

Min rent: How are you buying?

The buy to let property will be bought in my/our name

The buy to let property will be bought in a limited company name

Property price

£150000

£0£600000

Loan to value

75%

0%80%

Required rent from the bank if bought through an individual

Required rent from the bank if bought through a limited company

Assumed bank rent coverpercentage for a limited company purchase. Default: 125%

125%

0%200%

Assumed bank rent cover percentage for an individual buying. Default: 145%

145%

0%200%

Assumed bank stress interest rate if individual purchasing. Default 5.5%

5.5%

0%10%

Assumed bank stress interest rate if a limited company purchasing. Default: 5.5%

5.5%

0%10%

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