Requirements

We help you define requirements. This is more than saying ‘I want a profitable renter’ or ‘I want a nice house’.  We go into depth to make sure we are all clear on exactly what you want.

Education

Often investors don’t know what they want, so we go through a teaching process to show them the real facts based on hard data.  Time and time again, we find investors are very surprised when they see counter intuitive information showing amazing deals in places they never thought to look.

Find properties

We find the right properties. How? We’ve invested a huge amount of time and resource into building property analysis platform InvesFinder. It analyses property in two ways:

• It works out which areas are best to buy in, based on your requirements.
• It calculates the estimated gross and net yields, loan to value, net profitability and probable capital growth

Identifying contender properties

Once we’ve got your property contender list, which might be 20 or 30 properties, we will start refining this list down to perhaps 5 properties. Criteria for refining our list:

• Proximity to shops, restaurants, other amenities
• Schools.  We look at the performance scores for local schools and up weight properties which are within their catchment area… Assuming you’re interested in schools.
• Exact location i.e. near a park, on a quiet road, low crime, good parking et cetera
• Length of ownership. This is important, because the longer someone has owned the property, typically the more equity there is and the less price sensitive they become when considering offers.

If buy to let investments…

We asses gross and net yields, cost of purchase, loan to value for lending, time to rent, time to sell, gross and net return on investment.

Investigations

We do a manual investigation on each property

Rightmove Plus

• We look at any historic listings of the properties through Rightmove Plus ( only available to estate agents ). Were looking for previous attempts to sell the property.
• If the property is on Rightmove Plus, were interested in  previous pictures of the property. These can reveal issues which current photographs might not show.

EPC register

• We look at the EPC register. An EPC certificate is needed if a property is rented out or sold.  This gives us floor area, some details on the heating system and insulation. And it tells us when the property was last sold or rented.

Invesmore InvesFinder system

• We have a huge amount of historic sold price data, so we look at local properties, how much they were sold for and when.
• We also look at all local comparable property based on cost per square-foot. this metric tells us whether a property is over underpriced relative to others in the area.
• We are also interested in the number of properties sold in an area over time.  If there is a very high churn rate, or declining population, or increase in population it tells us a lot about whether an area is desirable or not.
• We also look at house price trends on an inflation-adjusted basis.  We go right back to 1996 to date.  Were looking for short-term and long-term trends for an area.  Since property prices are a consequence of increased affordability and/or demand, it’s easy to see if an area is overheating, past its peak or has room for house price growth.

Land registry

We check land registry for:

• When the property was last sold. This gives us an idea of how much equity might be in the property. If its likely the property does not have much debit, then the seller may be open to lower offers.
• How many time it was sold over the last 20 years. If a property has been sold several times, there may be an issue with it.
• If necessary, we check who owns the property. Whether it is owned by an individual or company. If the property is owned by a company, its very likely the owner is an investor. This makes negotiations less emotive.

Quizzing the selling agents

When we have done our background checks…we ask the selling agents:

• why the property is on sale?
• what the sellers motivations are?
• does the property need to be sold quickly?

Most importantly since we have done background checks, we know if there are inconsistent facts from the selling agent.

Renovation costs

• We do a renovations estimation based on photographic evidence.  It gives us a reasonably accurate idea of how much it’s going to cost to bring a property up to a good rental standard.
• We look at time to rent. If an area has high yields, but takes 4 months to rent…not so good.
• We do a thorough analysis of local demographics and crime, just to make sure the area is either stable or improving.

Shortlisting.

If a property checks out, it goes on the shortlist.

Mortgage suitability 

Our partner business Charles Louis Mortgage Advisers give us criteria to make sure properties are easily mortgaged. This includes assessing condition, location and ratio of owner occupiers to investor owned properties.

Final decisions

Our director of acquisitions Brendan Neely, an RICS chartered surveyor with 20 years experience, will review the shortlisted properties and make his recommendations. He will then talk these recommendations through with you.

Progressing to completion

We will make offers on your behalf and monitor the conveyancing lawyers to make sure they process the paperwork efficiently. We will also make sure the seller remains committed to the sale.

Other benefits

If you choose to buy a property with our help, you get priority service on surveying, mortgage placement, conveyancing, insurance quotations, tenant placement and ongoing management.

Overall

We oversee the whole purchase process to completion.  Our goal: Make property purchase as easy as possible.

Overall, a way of looking at the consulting fee: It’s an insurance policy to make sure you buy the right property…easily.

Fact: We are the No1 data driven property consultancy in the UK. Every day we we process at least 200,000 properties to find on average 200+ profitable second-hand residential investment properties every month.

Remember, before we talk please fill in the factfinder. It helps us understand your requirements.

When we say ‘best market deals’, we mean deals that make financial sense, rent easily, will probably have above average capital growth and will sell easily.

InvesFinder does detailed concurrent real-time valuations for more properties than any other system we know of. We analyse At least 10,000 new to market properties every week. Of those, each day we will flag between 50 – 80 very attractive investment opportunities.

You can see every property on our system if you want. The only properties we pull out of circulation are ones Which of been sold or are under offer. Since we find the best properties, sales turnover is high.

But there is more.

Our co-founder Jamie Birch has been a successful estate agent for 20+ years and has his own by to let property portfolio. He and his team Investigate and negotiate on your behalf to find the very best acquisitions.

And when it’s decision time, our director of property acquisitions, RICS* Chartered surveyor Brendan Neely evaluates all potential client property acquisitions before a client commits to buy.

*Royal Institution of Chartered Surveyors.

We go into a lot of detail in the pricing page, but in short:

1. You complete our factfinder, so we know what you want
2. If you are a serious buyer, we Would invite you to our WhatsApp investor group
3. We share property deals with this group
4. If you like a deal, you would contact one of the WhatsApp admins directly
5. We would then organise a viewing paid for by us
6. If the viewing is positive, will ask you to make an offer on the property subject to you providing identification and proof of funds
7. for proof of funds, you might have a decision in principle from a lender or bank statements showing cash at hand
8. If the property deal makes sense, then you would instruct lawyers to start the conveyancing process
9. And we work with you progress the sale: Chasing lawyers, making sure things so smoothly
10. On completion, you pay our invoice based on the agreed sale price of the property

For exact details and costs, read through our pricing page.

Our mission is to make ‘property investment easier for everyone’. Since Invesmore’s founders are all active property investors, we built a framework that makes property investment easier for us and all our customers.

All investors know that once you have identified the right property to buy, you still have to deal with lawyers, raising finance, legal compliance, renovations, ongoing landlord management. So, we have integrated as many ‘challenging’ services as possible to make property investment easier for everyone.

Services include:

• Surveying from our chartered RICS director of acquisitions
• Finance via our partner Charles Louis Mortages
• Conveyancing through our Partner law firm GHW Solicitors
• Renovation work through Invesmore renovations
• Ongoing property management through Invesmore real estate.

Our services page gives you lots of detail.  Our onboarding page explains where and how each of the services are used.

Our mission is to make ‘property investment easier for everyone’. Since Invesmore’s founders are all active property investors, we built a framework that makes property investment easier for us and all our customers.

All investors know that once you have identified the right property to buy, you still have to deal with lawyers, raising finance, legal compliance, renovations, ongoing landlord management. So, we have integrated as many ‘challenging’ services as possible to make property investment easier for everyone.

Services include:

• Surveying from our chartered RICS director of acquisitions
• Finance via our partner Charles Louis Mortages
• Conveyancing through our Partner law firm GHW Solicitors
• Renovation work through Invesmore renovations
• Ongoing property management through Invesmore real estate.

Our services page gives you lots of detail.  Our onboarding page explains where and how each of the services are used.